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Nearly 2/3 of the voluntary insurance premium paid each year by an average Pole goes to the protection of personal property, which is mostly a car. This proportion in the majority of the EU countries is reversed to the benefit of life and pension products.
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Insurance servicesHow we do it
PROSPECTOR Sp. z o.o. is a consultancy, specialising in the field of corporate insurances. Along with this, the company is licensed to act as a broker under the provisions of the insurance law. Hence, we are combining the potential of consultant's expertise with a broker's power to act on behalf of the Client. This is a natural incentive to make the solutions we propose multi-functional and effective.
The insurance programmes we turn into practice are meant for our Clients to:
- protect their assets and to-date achievements,
- reduce business risk,
- enhance the use of external finance by means of insurance,
- employ insurance-related solutions to improve the competitiveness of products or services,
- increase consumers loyalty to the brand of goods on offer or to the supplier's company.
In PROSPECTOR's brokerage activity we adhere to the same requirement for professional knowledge and reliability, which is imperative in consulting. This has significantly added to the major features of our services, which comprise:
- comprehensive approach to the needs,
- versatility of solutions,
- sensitivity to the reasonable price of proper insurance cover,
- customisation to the specificity of Clients and their environment,
- relief to the Client's personnel, permitting greater concentration of on their core business,
- instant availability, especially in claim handling.
The Polish insurance market is quite dynamic. Many insurance companies rapidly change their position, some withdraw, while new offices show up on the scene. Hence, the solutions we offer are always preceded by an analysis of the financial strength of the insurers whose services might be taken into consideration.
Our knowledge of the finance and our understanding of the market protects our Clients against the risk of buying insurance from companies whose credibility can be questioned.
PROSPECTOR has developed and continues to improve an infrastructure aided by modern technologies, providing for smooth customer service. Our largest insurance programmes are supported by an exclusive Internet service, designed specifically to meet their needs. We are now in the process of implementing further advanced solutions for a better care of our Clients.
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